AuthorAynur Nuriev

Building an Economic Moat: a study on Competitive Advantage, Unfair Advantage, Defensibility

TL;DR: There needs to be a division between the companies depending on whether they posses a competitive advantage (s), unfair advantage (s), or defensibility features. I dare to make three categories: a) Weak, defined by owning only “competitive advantages”. Their growth is capped. Highly susceptible to competition. As a result, they may go out of the market in the shortest period.  Though they...

The best payment gateway(s) for startups: what to choose for different business models

Last update: 10 July 2020 (please, see important updates on Adyen, CurrencyCoud, TransferWise, plus new sound payment gateway – Tipalti). INTRODUCTION Many international payment gateways exist on the market already, and startup founders often struggle to choose the best one. In this article, I will present in detail (Part I) the top payment gateways (some of them are underappreciated), and...